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Attorney: Buyer watch out whilst it comes time to pick out personal harm safety insurance

Eric Banks by Eric Banks
September 12, 2025
in Attorney
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FILE-In a June 23, 2015, report picture, site visitors head north alongside the Lodge freeway in Detroit. Michigan, the nation with the highest vehicle insurance premiums in the United States of America, is on the verge of a political showdown over long-going for walks efforts to reduce rates through reining in generous clinical benefits. The Republican-led Legislature is pushing to store people’s cash by making obligatory unlimited medical insurance optionally available. However, Democratic Gov. Gretchen Whitmer opposes dueling bills that have cleared the House and Senate. (AP Photo/Carlos Osorio, File)

KALAMAZOO, Mich. — Michigan’s traditionally high car coverage charges are anticipated to fall after a systemic reform invoice is signed into law in late May. However, a personal harm legal professional is warning purchasers now not to get stuck up in the initial idea of saving some hundred greenbacks up front.

Lawmakers in Lansing worked through the night numerous times in late spring, and Gov. Gretchen Whitmer brokered a compromise with Republican management inside the legislature to provide Michigan motorists with a menu of alternatives for non-private damage protection, or PIP, coverage.

Under the brand new law, which takes the complete impact on July 1, 2020, drivers can choose the level of Personal Injury Protection (PIP) insurance they need to hold: hold the limitless coverage, pick out a $500,000 alternative, a $250,000 choice and a $50,000 option only for humans on Medicaid whose circle of relatives individuals also have medical health insurance.

“To a few degrees, I wager it’s a crapshoot,” Richard Migala, a private injury lawyer, stated. “How is a consumer going to know whether or not the one restricted case where they can get $50,000 of medical coverage as opposed to $250,000 versus $500,000 as opposed to our present-day machine of unlimited scientific insurance for the relaxation in their existence?”

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Eric Banks

Eric Banks

I work as a lawyer in the area of intellectual property law, and also as a blogger. On the legal side, I focus on copyright and trademark law. On the blogging side, I write about various legal topics, including intellectual property law, e-commerce, and Internet privacy. My work has appeared in law journals, business publications, and the blogs of several law firms. I also give a biweekly seminar called “How to Avoid Being A Copyright Moron.”

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